Ranking of personal finance apps shows movement


Managing personal finances has never been easy for most people – with the possible exception of your irritating cousin who is really good at math, and also a tight-fisted one – so bringing mobile apps to the task causes a revolution, especially for those of us who are really bad at it.

Enter the PYMNTS provider rankings for personal finance applications. This is a safe space for people in financial difficulty – what we mean by ‘those with no money’ – and this collection of apps is improving us all the time, with smart strategies for straighten out personal finances.

But enough of this prose. Let’s do these numbers.

The Top 5

At this point we’re almost ready to start betting that the Chime app will be at # 1 next month, as it does in this leaderboard and almost all of these leaderboards in 2021. It’s one hell of a race.

Up to second place is Robinhood, which doesn’t steal from anyone and gives those in need of personal finance help some algorithmic variety.

Another winner at # 3 this cycle is the Stash app, which is still thinking about an IPO.

Acorns usually fall, but the Acorns Invest Spare Change app is defying gravity and the competition to move up one position in the chart this cycle to No. 4.

Down one spot but remaining in the Top 5 at No.5 we have the Albert Save And Spend Smarter app, continuing its somewhat remarkable rise through these rankings in 2021.

The Top 10

Here is something. Dropping four positions in the leaderboards and out of the Top 5 to grab No.6 this month, this is the current app. This one rocks a bit, but never seems to leave the Top 10.

By reusing the old album title “As Falls Wichita, So Falls Wichita Falls”, we now see a cascading effect kick in where the score decreasing higher up the charts can impact the charts lower.

This is the case of the SoFi application, down one place to n ° 7.

It will become a bit repetitive, but we find the same dynamic in the rest of this ranking.

The myWisely Financial Wellness app, now number 8, is also on the decline this cycle.

Same story for the Fidelity Investments application, losing a place to n ° 9.

This time around, the London-based Emma Budget Manager app takes us out of the Top 10 at # 10.



On: It’s almost time for the holiday shopping season, and nearly 90% of US consumers plan to do at least some of their purchases online, up 13% from 2020. The 2021 Holiday Shopping Outlook, PYMNTS surveyed over 3,600 consumers to find out more about what drives online sales this holiday season and the impact of product availability and personalized rewards on merchant preferences.


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